Terms of Service Generator

Generate Terms of Service for {COMPANY_NAME}.

Business type: {TYPE}
Location: {JURISDICTION}
Services offered: {SERVICES}
User data collected: {DATA}
Payment processing: {YES/NO}

Include sections:
1. Acceptance of terms
2. User accounts
3. Acceptable use policy
4. Intellectual property
5. User content
6. Payment terms (if applicable)
7. Disclaimers
8. Limitation of liability
9. Termination
10. Dispute resolution
11. Changes to terms
12. Contact information

Note: Recommend legal review.